Rates
Rates quoted as of:
May 12, 2010
| Loan Rates: |
| New Cars (100% of retail value) |
| |
| Loan Type |
Term |
Rate (APR) ** |
| New |
4 years |
GREAT!! |
| New & 1 year old |
5 years |
From 6.5% |
| Over $15,000 |
6 years |
From 7.5% |
| Over $ 25,000 |
7 years |
From 8.5% |
|
| Used Cars (100% of retail value) |
| |
| Loan Type |
Term |
Rate (APR) ** |
| Used - 2 years old |
5 years |
From 6.5% |
| 3 - 5 years old |
4 years |
From 6.5% |
| 6 - 10 years old |
3 years |
From 9.0% |
|
| RVs, Boats, Motorcycles, Campers |
| |
Up to 5 Years from 9.0% APR ** |
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| Signature |
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Up to 3 Years from 9.5% APR ** |
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| Stock-Secured |
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Up to 3 Years from 8.0% APR ** |
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| Home Equity |
| |
5 to 10 years from Prime + 1.00% APR** |
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| Visa Credit Cards |
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12.25% APR |
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*APR = ANNUAL PERCENTAGE RATE |
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** Your Annual Percentage Rate may vary according to your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. |
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| Use the Financial Calculator to calculate payments |
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| Savings Rates |
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Savings rates are determined at the end of each quarter. Please check your statement for the actual rate paid. |
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Product |
APR |
APY |
| |
Regular Savings |
.40% |
.40% |
| |
Christmas Club |
.40% |
.40% |
| |
Vacation Club |
.40% |
.40% |
| |
IRAs |
.40% |
.40% |
| Certificates of Deposit |
| |
1 year |
1.10% |
1.11% |
| |
2 years |
1.10% |
1.11% |
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3 years |
1.50% |
1.51% |
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4 years |
1.50% |
1.51% |
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| The interest rate on savings accounts is declared each quarter and is based on several factors, including earnings. The above rates were declared for the previous quarter, excluding any bonus. |
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| Interest rates for new certificates can change daily. Certificates require a $1,000 minimum deposit. An interest penalty will be imposed for early withdrawal. |
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Contact Us |
The Thrift Credit Union
1230 Peachtree St NE
Suite 250
Atlanta, GA 30309
Atlanta: (404) 733-0640
Toll Free: 1-888-THRIFT-2
Fax: (404) 733-0645 |
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