Privacy Notice & Disclosure
The Thrift Credit Union, your member owned financial institution, is committed to providing
you with competitive products and services to meet your financial needs and help you reach
your goals. We are equally committed to protecting the privacy of our members. Under federal
law, we are required to give you this privacy notice. It describes our credit union's privacy
policy and practices concerning the members. It also includes information about the parties
who receive personal and sometimes nonpublic information from us as we conduct the
business of the credit union.
If after reading this notice you have questions, please contact us at:
(404) 733-0640
or write to:
Member Services
The Thrift Credit Union
1230 Peachtree St, NE Ste 250
Atlanta, GA 30309
Information We Collect About You
We collect nonpublic personal information about you from the following sources:
 Information we receive from you on applications and other forms |
| Information about your transactions with us |
| Information we receive from a consumer reporting agency |
Information obtained when verifying the information you provide on an application
or other forms; this may be obtained from your current or past employers, or from
other institutions where you conduct financial transactions |
We may disclose all of the information we collect, as described above, as permitted
by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the following types of
third parties:
| Financial services providers, such as insurance companies |
Non-financial companies, such as consumer reporting agencies, data processors,
check/share draft printers, financial statement publishers, and plastic card processors |
Disclosure of Information to Parties That Provide Services to Us
In order for us to conduct business of the credit union, we may disclose all of the
information we collect, as described above, to companies that perform marketing or
other services on our behalf or to other financial institutions with whom we have joint
marketing agreements so that we may provide members competitive products and services.
We may also disclose nonpublic personal information about you under circumstances as
permitted or required by law. These disclosures typically include information to process
transactions on your behalf, conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security of our financial records.
To protect our members' privacy, we only work with companies that agree to maintain
strong confidentiality protections and limit the use of information we provide. We do
not permit these companies to sell the information we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with The Thrift Credit Union, we will not share
information we have collected about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who
need to know that information to provide products and services to you. We maintain
physical, electronic, or procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
What Members Can Do to Help
The Thrift Credit Union is committed to protecting the privacy of its members. Members
can help by following these simple guidelines:
Protect your account numbers, plastic card numbers, PINs (Personal Identification
Numbers) or passwords. Never keep your PIN with your card, which can provide free
access to your accounts if your card is lost or stolen. |
Use caution when disclosing your account numbers, social security numbers, etc. to
other persons. If someone calls you explaining the call is on behalf of the credit
union and asks for your account number, you should beware. Official credit union staff
will have access to your information and will not need to ask for it. |
Keep your information with us current. If your address or phone number changes,
please let us know. It is important that we have current information on how to reach
you. If we detect potentially fraudulent or unauthorized activity or use of an account,
we will attempt to contact you immediately. |
Let us know if you have questions. Please do not hesitate to call us -
We are here to serve you! |
The Thrift Credit Union
1230 Peachtree Street, NE Suite 250
Atlanta, GA 30309
Phone: (404) 733-0640
Fax: (404) 733-0645
|
