| Other Service Fees - Applies to All Accounts: |
| Account Reconciliation |
$15.00/hour |
| Account Research |
$15.00/hour |
| Statement Copy |
$3.50 |
| Deposited Item Returned |
$5.00 |
 Your check from another institution |
$30.00 |
| Items Sent for Collection |
$10.00 |
| Wire Transfer (outgoing) |
$20.00 |
| Wire Transfer - International (outgoing) |
$30.00 |
| Certified Check |
$3.00 |
| Visa Gift Card |
$2.50 |
| Visa Travelers' Card |
$3.95 |
| Dormant Account (one time fee after 5 years) |
$60.00 |
| Telephone Transfer with MSR |
$1.00 |
| Loan Payment Return |
$30.00 |
| Account History |
$1.00 |
| Third Party Bank Check |
$3.00 |
| |
| Electronic Funds Transfer (EFT) Fees: |
| Credit Union ATM Withdrawals |
FREE |
| Other machines in network |
FREE |
| (go to www.surchargefree.com for a list of available institutions) |
| Other ATM Withdrawals |
$0.75 |
| (per withdrawal in excess of 4 per month) |
| Automatic Transfer to cover overdraft |
$ 3.00 |
| (per transfer from savings to checking - maximum of 6 per month) |
